UltAI-Mate works for you every day — finding savings you've missed, uncovering income you didn't know existed, and connecting you to a real financial adviser the moment you need one.
The average UK household wastes over £2,000 a year in forgotten subscriptions, uncompetitive tariffs and unclaimed tax rebates — and misses thousands more in income they never knew existed.
UltAI-Mate is your proactive financial companion. Not just tracking what you've spent — actively finding what you're owed, alerting you to what you're overpaying, and coaching you toward new income every single day.
No complicated setup. No open banking required to get started. Just immediate, genuine financial insight.
Upload a statement, photograph a receipt, or connect via open banking. Your data never leaves our secure servers.
Your personal AI scans for waste, savings opportunities, tax rebates, cashback, and income possibilities — specific to you.
Clear, step-by-step guidance on each opportunity. Not just "you could save money on energy" — the exact tariff, the link, the cashback route.
When something needs regulated advice — mortgage, pension, investment — you're connected instantly to a verified Independent Check adviser.
Your complete financial picture at a glance. Income, spending, goals, AI opportunities, adviser access and monthly ROI — all in one place.
Core featureUpload any bank statement. Your AI reads every transaction, scores your financial health, flags waste and finds savings — with live market intelligence baked in.
Save moneyPhoto your shopping receipt and instantly see which branded items have cheaper own-brand alternatives. Track your grocery spend over time.
Save moneyThinking about a car, holiday, tech or home improvement? Your AI coach thinks through every angle before you commit — timing, funding, cashback, alternatives.
AI coachingMillions of UK workers are owed money by HMRC. WFH allowance, uniform relief, professional subscriptions, mileage — we find what you're owed and guide you to claim it.
Earn moneyTell us your skills, time and situation. Get 5 personalised income opportunities ranked by realistic earning potential — specific to you, not generic advice.
Earn moneyBefore you spend anywhere, know the best cashback route. TopCashback, Quidco, Chase — your AI tells you exactly how to get paid for spending you're doing anyway.
Earn moneyDescribe what you've got and get instant valuations, the best platform for each item, and specific tips to maximise what you make. Most homes have £200-500 sitting unused.
Earn moneyThe best UK refer-a-friend schemes curated and matched to your network. Chase, Octopus Energy, Monzo — turn your contacts into genuine monthly income.
Earn moneyThe average UltAI-Mate user finds more than £30 in genuine savings or income opportunities within their first week. Every month after that is pure financial gain.
Try it out — core tools with no commitment
The full experience — everything you need to transform your finances
Pro features for up to 4 family members
If UltAI-Mate doesn't identify at least £30 in genuine money opportunities in your first 30 days, we'll refund your first month. No questions asked.
“I uploaded my bank statement and within two minutes it had found £340 in stuff I could action — including a WFH tax rebate I'd never heard of. Actually paid for itself before I'd even finished reading the analysis.”
“The Side Hustle Coach is unlike anything I've used. It didn't give me generic advice — it asked about my actual skills and situation and gave me five genuinely realistic ideas. I've already started on number two.”
“I was about to buy a new car on dealer PCP finance. The Purchase Planner showed me the true total cost versus a personal loan — the difference was over £2,000. Took me 10 minutes. Worth every penny of the subscription.”
Join thousands of users already saving and earning more with UltAI-Mate.
No credit card required. 14-day free trial on Pro.